So my taxes were offset (taken) for both Federal and State refunds because I missed one college loan payment and forgot to call last month to tell them it would be late. $1300 loss. X( I make enough $ in the summer I don't need to work for 5 months out of the winter. I spent extra money thinking I can use my tax money for bills next month til I go back to work. Kinda late to look for a job just for a few weeks, so I either have the choice of selling the Blaster, which I love, or my laptop and GPS which I kinda need but can be replaced. Tough choice here. I'm super bummed.