Just replaced a set in mine. I had no warning that it was on the way out, a bit of grass had worked itself into the oil seal causing water to get in.
One bearing had exploded and the cage and balls were grinding around in the carrier, a mongrel to get out.
When you replace the bearings make sure that the grease retainers or covers are of the sealed rubber type, they add more protection to water and dirt getting in.
Put in a new set of seals too.
I frown at the idea of adding extra grease, bearings will run quite happily with the grease supplied.
Bearings are assembled under clean, pristine conditions, why take the risk of contaminating them.